OWNY is an enterprise-grade financial technology platform that enables institutions to manage private wealth, capital, and cross-border payments globally. It provides a unified infrastructure for USD settlements, compliance, and treasury management.
Key Features
- Capital & Treasury: Direct USD accounts at top-tier U.S. banks, enabling single-hop, same-day clearing with real-time KYC/AML/BSA checks and audit-ready reporting.
- Compliance Engine: Embedded real-time risk management, including sanctions screening, anomaly detection, block/recall policies, and exportable audit trails.
- Interoperability: API-first design with native support for ISO 20022, SWIFT, SEPA, ACH, Fedwire, and RTP.
- Tokenized Deposits (Beta): Bank-native stablecoin clearing and settlement with 1:1 USD reserves, sub-5-second finality, and 24/7/365 availability, supporting PvP/DvP settlement.
- Developer Experience: A single REST API (ISO 20022-optimized) to access multiple payment rails, with real-time settlement and built-in compliance.
Proven Scale
OWNY's solutions are deployed with leading financial institutions, offering real-time payments (<5 seconds), dedicated 1:1 accounts for treasury management, and 24/7 availability.
Who It’s For
Designed for regulated financial institutions, fintechs, and enterprises that require scalable, compliant capital and payment management.