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AI Lending SolutionsFinancial Services IntegrationCredit Risk Analysis

Pagaya

Increase credit approvals using AI-powered risk analysis

Monthly Visits: 40.1K
API Available
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Pagaya

What is Pagaya?

Pagaya's AI network helps financial institutions approve more loans while managing risk. It analyzes customer data to identify creditworthy applicants that traditional systems might miss. The platform connects lenders with investors to fund approved loans, creating a win-win scenario for businesses and consumers.

Key Features of Pagaya

  1. 1

    AI Credit Evaluation

    Analyzes applications using advanced machine learning models

  2. 2

    Risk Management

    Approves more loans without increasing institutional risk

  3. 3

    Real-Time Decisions

    Provides instant loan evaluations during customer interactions

  4. 4

    Investor Network

    Connects approved loans with institutional funding sources

  5. 5

    API Integration

    Seamless connectivity for fintechs and digital platforms

Pagaya AI Tool Use Cases

  • 🚗
    Evaluate auto loan applications in real-time
  • 💳
    Expand credit card approval rates responsibly
  • 🤝
    Connect fintech platforms with investor funding
  • 🏦
    Increase bank loan conversions without added risk

FAQs from Pagaya

How does Pagaya help lenders approve more loans safely?

Uses AI to identify creditworthy applicants outside traditional criteria while maintaining partner-defined risk parameters

What makes Pagaya different from other lending platforms?

Combines AI evaluation with built-in investor network to assume risk of approved loans

Can fintechs integrate Pagaya's technology?

Yes, through API connectivity that supports real-time decision making

Pros & Cons of Pagaya

Pros (4)

  • Boosts approval rates while maintaining risk parameters
  • Requires no operational changes for partner institutions
  • Provides instant decision-making capabilities
  • Offers built-in investor funding network

Cons (2)

  • Primarily focused on institutional clients (not end-users)
  • Dependent on third-party investor participation

More Info About Pagaya

Who is using pagaya?

This tool is best for:

  1. Commercial banks
  2. Auto financing companies
  3. Credit card issuers
  4. Fintech platforms

Pagaya's Tags

Explore more niche AI tool websites by clicking on a tag* (works only if it has enough tools).

#AITrading #CreditAnalysis

Pagaya Social Media

Visit Pagaya on social media to stay updated with the latest news and features.

Website Analytics of Pagaya

Pagaya Website Traffic & SEO Analysis:

Recent data shows that Pagaya has 40.1K monthly visits (65.5% increase from the previous month), 36.0% bounce rate, and average 3.57 pages per visit.
Traffic is primarily driven by 6 different sources, with users from 5 countries worldwide, led by United States contributing 85% of total traffic. SEO performance is shown by 5 tracked keywords, with "pagaya" being the top-performing keyword with 8.2K monthly searches. See below for more info.

Monthly Visits

40.1K

(+65.5%)

Pages per Visit

3.57

Bounce Rate

36.0%

Average Time on Site

2m 38s

Traffic Trend(May 2025 - Jul 2025)

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Top Keywords

SEO KeywordVolumeCPC
pagaya
8.2K$3.84
pagaya technologies
3.8K$2.58
pagaya technologies ltd
800-
pgy investor relations
630-
pagaya stock
11.9K$2.62

Traffic Sources Distribution

Traffic Share by Source

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Source Breakdown Details

SourceTraffic Share
Direct
50%
Search
39%
Social
2%
Referrals
8%
Paid Referrals
1%

Global Traffic Distribution

Traffic Share by Country

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Geographic Breakdown Details of top 5 countries

Country NameTraffic Share
United States85%
Israel4%
United Kingdom3%
Portugal3%
India2%
Analytics data is estimated (from third-party analytics providers) and for reference only.

🚀 Pagaya Launch Badge

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