Fraud DetectionPayment ProcessingChargeback Prevention

Merchanto

Prevent payment disputes through merchant-issuer collaboration

API Available

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Target Audience

E-commerce businesses
Payment processors
Online merchants
Financial institutions

Hashtags

#AIFraudPrevention#PaymentFraudDetection#MerchantSolutions

Overview

Merchanto helps online businesses eliminate chargebacks by connecting merchants directly with Visa and MasterCard issuers. Uses real-time data sharing and AI to resolve disputes before they become formal chargebacks. Offers fast integration and 24/7 support to protect revenue and improve payment acceptance rates.

Key Features

Card Network Integration

Direct API connections with Visa and MasterCard ecosystems

Real-Time Resolution

Prevents chargebacks at pre-dispute stage through instant data sharing

AI Fraud Analysis

Machine learning detects suspicious transaction patterns automatically

Global Network

Thousands of participating financial institutions worldwide

Fast Onboarding

Full integration completed in 24 hours

Use Cases

🛡️

Prevent fraudulent chargebacks

🌍

Resolve disputes globally

📈

Increase payment acceptance rates

🤖

Automate fraud detection with AI

⚡

Integrate payment protection quickly

Pros & Cons

Pros

Direct partnerships with Visa/MasterCard
Prevents disputes before becoming chargebacks
Real-time operational data sharing
24/7 dedicated account support

Cons

Only supports Visa/MasterCard transactions
Requires technical integration effort

Frequently Asked Questions

How does Merchanto actually prevent chargebacks?

Facilitates direct communication between merchants and card issuers to resolve disputes before they become formal chargebacks, using real-time data sharing.