oto is a financial studio for freelancers that automates proposals, contracts, invoicing, time tracking, client management, expenses, and payments. It uses AI to generate tailored proposals and legally vetted, pre-written contracts. Freelancers can track time by project and task, manage expenses with receipt uploads, create invoices from tracked hours, and accept online payments via Stripe or PayPal. Features include payment reminders, partial payments, global currencies, recurring invoices, customizable branding, payment links, online timesheets, weekly reports, and real-time document status updates. Integrations include OpenAI, Stripe, PayPal, and Google. The platform also offers e-signatures and instant proposal approvals.
Key Benefits
- AI-powered proposal generation
- Legally vetted contracts powered by AI
- Fast online payments with Stripe and PayPal
- Supports 135+ global currencies