Quaestor Ledger

Quaestor Ledger is an AI-powered personal finance dashboard built for users with complex, multi-account, multi-currency financial lives. It pairs an AI chat agent with a proprietary transfer-detection engine to automatically flag internal transfers, so users see their true adjusted spend and burn rate rather than inflated numbers from moving money between accounts.

Key Features

• AI cash-flow chat: Ask complex questions about spending, subscriptions, transfers, and cash flow without exporting data or building pivot tables.
• Transfer detection: Automatically filters internal transfers across checking, savings, cards, and brokerages to reveal real spending.
• Interactive Sankey diagrams: Visualize how money flows from income to assets to expenses in a dynamic money map.
• Multi-currency net worth: Track balances across USD, EGP, EUR, and more with live FX rates and per-account currencies.
• Smart receipt parsing: Snap or upload a receipt and let AI extract merchant, line items, taxes, tips, totals, and currency, then match receipts to the correct transaction.
• 50+ account scale: Connect checking, savings, credit cards, investments, loans, and cash via read-only Plaid sync across 12,000+ institutions.

Who It's For

Designed for people who have outgrown basic budgeting apps like Monarch, YNAB, and spreadsheets, and whose finances span many institutions, account types, and currencies.